Welcome to your own slice of Colorado charm in an HOA-free neighborhood--where lush landscaping, thoughtful updates, and everyday ease come together beautifully. The front yard is pure magic with mature trees, blooming rose bushes, and a wildflower meadow that invites you to slow down and stay awhile. Inside, durable laminate hardwood floors flow through light-filled main living areas, and the kitchen is updated with stainless steel appliances--perfect for everyday meals and weekend gatherings. Upstairs, tranquil bedrooms feel bright and airy, while the lower level offers flexible space for a home office, guests, or a cozy retreat. Both bathrooms have been tastefully updated with new vanities, mirrors, and fixtures. The lower-level bath even features a rainfall-tiled shower for that spa-like feel. Step outside to a private backyard oasis--complete with a paver patio, raised garden beds, and a pollinator-friendly organic lawn planted with clover, grass, and native plants. A custom tin shed on a raised platform provides bonus storage for tools or hobbies. Major system updates bring peace of mind: new roof (2018), new A/C + furnace (2023) with Ecobee smart thermostat, oversized water heater (2022), and an optional swamp cooler still in place. Best of all? An assumable VA loan with a 2.75% interest rate--a huge opportunity for qualified buyers to lock in one of the lowest rates around. This is more than just a house--it's a lifestyle that balances comfort, character, and care in every square foot.